Financial Rating Report

The rating is a system through which each company is assigned a qualification: very good, normal, or low, based on financial results and benchmarked against the industry it belongs to.

What the Financial Rating Report Represents

Financial Rating of a company represents the assessment of its financial capacity and stability, with a final qualification assigned: very good, normal, or low, depending on each individual company. The financial rating provides an overview of a company's economic stability due to the objective assessment based on financial results, reported by domain and sector of activity.
Based on the company's financial situation, the financial rating indicates the level of risk associated with the economic activity carried out. As a tool that uses indicators such as liquidity, profitability, solvency, and payment history, the financial rating will help you make more informed and secure decisions to protect your company from various risks. The financial rating helps you make informed decisions and sign contracts only with serious companies. A good rating, a sustainable partnership. A low rating, a risky collaboration eliminated!
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Very Good Financial Rating
The company has a stable financial situation. Operational profitability, company solvency, as well as balance sheet indicators indicate financial solidity without risks for the next period.
The very good rating indicates that the respective company recorded financial performance above the industry average in that financial year, and existing financial resources ensure coverage of medium-term payment obligations.
 Financial Rating
Low Financial Rating
The company has an unstable financial situation. The level of operational profitability, as well as the situation of current debts, are in an area indicating operational and financial risks.
It is possible that in the next period this company will face difficulties in ensuring the necessary liquidity to carry out its activity under optimal conditions.
For these companies, it is recommended to closely monitor the company's financial situation, the monthly evolution of its financial indicators, undertaking contractual relationships with the shortest payment terms, and tracking collections.
 Financial Rating

Advantages and Benefits of the Financial Rating Report

Financial risk assessment
Analyzing financial indicators allows the identification of main risks: high debt level, low profitability and liquidity.
Optimization of financial management
The report presents the economic situation of the company and allows the evaluation of the company's financial performance, as well as highlighting associated risks.
Improvement of the decision-making process
Business decisions will be made based on financial history, contributing to the growth and security of your company.
Increase in partner confidence
The financial rating provides assurance to clients, suppliers, and business partners regarding the fulfillment of financial obligations and adherence to payment deadlines.
 Financial Rating
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Product Prices Risk Reports

Financial Reports for Companies

Manage financial reports and determine the company's situation relative to the industry it belongs to.

 Insolvency Prob.
Insolvency Prob.
Determine the risk of entering insolvency based on financial results.
Insolvency Prob. Report
 Trade Limits
Trade Limits
Know the company's payment capacity for term contracts.
Trade Limits Report
 Overdue Debts
Overdue Debts
Check the amounts owed by a company to the state budget that it cannot honor.
Report Overdue Debts
Sales to State
Sales to State
Check the value at which the company can be sold according to the balance sheet.
Report Sales to State

RisCo Client Testimonials

Am inceput colaborarea cu RisCo din dorinta de a putea verifica eligibilitatea noilor parteneri intr-un timp cat mai scurt.

Si, intr-adevar, timpul de furnizare al rapoartelor este unul incomparabil mai mic fata de ceea ce ofera competitorii.

Flexibilitatea si personalizarea rapoartelor obtinute, preturile foarte bune, profesionalismul si atitudinea fata de client a reprezentantului RisCo reprezinta alte avantaje pentru care recomand serviciile RisCo.
Desi colaboram cu echipa RisCo de o perioada scurta de timp, RisCo s-a dovedit un partener de nadejde pentru Smithfield Prod in prevenirea riscului de creditare, informatia primita fiind corecta si in timp util.
In ultimii ani 6 ani, platforma RisCo mi-a calauzit pasii in mediul de afaceri instabil in care profesez – firme de distributie, turism si firme producatoare din domeniul materialelor de constructii, utilajelor agricole.

Cel mai bine este sa invat din greselile altora, dar cand aceste greseli – ma refer aici de creditare clienti cu risc de insolvabilitate mare – sunt personale, fiecare pas nou in cariera este facut acum alaturi de RisCo.

Echipa companiei, prin cultura constructiva creata, ofera servicii excelente de monitorizare si alerte, fara de care nu as putea sa imi desfasor activitatile zilnice.
Avem deja peste 5 ani de când am inceput sa utilizam serviciile RISCO pentru a obtine informatii despre partenerii nostrii si alte companii cu care ne-am intersectat in activitate.

Informatia este bine structurata cu date de contact de calitate cu informatii financiare actualizate. Informatiile despre asociati sunt prezentate intr-o forma practica usor de urmarit. in plus preturile pentru servicii sunt competitive si scalabile in functie de nevoi. Poti plati pe interogare sau abonament pe perioada.

Recomandam RISCO!
Am ales RisCo pentru ca aveam nevoie de o solutie rapida, clara si completa pentru verificarea partenerilor de afaceri. Platforma a oferit exact ceea ce cautam: informatii actualizate, usor de accesat si bine structurate.
RisCo ne-a ajutat semnificativ in luarea deciziilor legate de partenerii de afaceri. Prin serviciile de verificare firme si monitorizare, am putut evita colaborari riscante si am identificat parteneri de incredere.
Rapoartele financiare, scorurile de risc si notificarile automate ne-au ajutat sa economisim timp si sa reducem riscurile.
Cel mai mult apreciem profesionalismul si promptitudinea echipei RisCo si in special a consultantului de produs. De fiecare data când am avut intrebari sau soliciari, am primit raspunsuri rapide, clare si solutii eficiente.
Este reconfortant sa colaborezi cu o echipa care pune accent pe comunicare si care chiar isi respecta clientii. Se simte implicarea si dorinta sincera de a ajuta – iar asta face diferenta.
RisCo este, din punctul nostru de vedere, o platforma esentiala pentru orice profesionist care are nevoie de informatii rapide si de incredere despre partenerii de afaceri.
Platforma se poate caracteriza prin:
-Usurinta in utilizare – interfata intuitiva face navigarea simpla si rapida
-Informatii actualizate si relevante
-Fiabilitate

O recomandam cu incredere tuturor celor care doresc sa lucreze eficient si informat!
We are customer of Risco for a long time in a Credit Risk area;

Risco is the best data provider for Romanian Market;

Risco helped a lot in our business;

The Risco Team is very professional and always helps to our Team.

Big Expertise; High professionalism; Excellent Analysis.
Risco este instrumentul potrivit pentru gestionarea optima a unei asigurari de credit comercial.
Folosesc RisCo de 6 ani pentru informarea legata de evolutia partenerilor existenti sau pentru situatia cand mai semnam contracte cu clienti noi.
Firma noastra are acces la serviciile RisCo din 2018. Am ales RisCo pentru monitorizarea solvabilitatii si a riscului de insolventa a clientilor si pentru evaluarea potentialilor clienti. RisCo ne-a ajutat sa prevenim situatii ce ar fi dus la neincasarea unor debite. Comunicarea excelenta cu echipa RisCo este un punct forte. Un sprijin pentru stabilitatea afacerii noastre, preventie financiara si instrumente de lucru facile.
Platforma Risco ne-a oferit acces rapid si clar la informatii esentiale despre partenerii de afaceri. Transparenta si acuratetea datelor ne-au ajutat sa luam decizii informate si sa reducem riscurile in colaborarile comerciale
Sunt foarte multumit de serviciile oferite de aceasta companie de analiza a riscului financiar. Echipa lor profesionista si experimentata ne-a ajutat sa identificam si sa gestionam riscurile financiare majore, permitându-ne sa luam decizii informate si sa protejam afacerea noastra. Recomand cu incredere!
Colaboram cu Risco de mai bine de 8 ani. Interfata platformei este foarte intuitiva, iar la volumul nostru de lucru, usurinta exploatarii ei ne-a fost mereu de ajutor.
Deschidere catre client, comunicare rapida si eficienta, promptitudine, abordare constructiva.
Suntem recunoscatori pentru acest parteneriat pe care l-am cultivat in decursul timpului si speram ca serviciile si raportul calitate/pret sa ramana unul care sa
permita continuarea colaborarii si pe viitor.
Este un serviciu extrem de important in activitatea noastra, un instrument de lucru pe care orice agent economic ar trebui sa il aiba la un click distanta.
Multumim Echipei Risco.